Funding for Professional Services

For firms billing on retainer or net terms — fund hiring and growth while client invoices clear.

The challenges

What professional services businesses are up against.

Professional services firms invest in talent upfront but bill on net terms, creating a gap between work and payment.

Net-term billing

Clients pay on net-30/60, while salaries and overhead are due every pay period.

Talent-driven costs

Your biggest expense is people, and growth means hiring ahead of new revenue.

Retainer timing

Revenue arrives in lumps tied to milestones or retainers, not steady monthly inflows.

Scaling the firm

Winning a larger client or opening a new practice area requires capacity first.

By the numbers

How we put capital to work.

$500K
Common funding
48hr
Typical approval
90%
Invoice advance
6+ mo
Time in business

Common uses of funding in professional services

  • Bridging net-30/60 client invoices
  • Hiring ahead of new engagements
  • Smoothing retainer-driven cash flow
  • Onboarding a large new client
  • Opening a new practice area
  • Investing in tools and systems
In their words

Trusted by businesses like yours.

We landed a client that doubled our billings but paid net-60. Factoring those invoices with Verdant meant we could hire the team to serve them immediately, without floating payroll ourselves.

Jordan Pierce
Managing Partner, Pierce Advisory
Eligibility

Do you qualify?

Professional services firms with steady billing are a strong fit for factoring and lines of credit, which align with net-term and retainer-based revenue.

  • 6+ months in businessA short operating history is enough for most of our products.
  • $15,000+ monthly revenueConsistent revenue shows capacity to repay.
  • 500+ credit scoreWe work with a wide range — stronger scores unlock better rates.

Bill now, get paid now.

Fund hiring and growth while invoices clear. Apply in five minutes with no hard credit check.