Funding products for every stage of growth.

Seven flexible ways to access capital — from $5,000 to $5,000,000. Compare them below, then apply in five minutes with no hard credit check.

Business Line of Credit

A revolving credit line you can draw from whenever you need it and only pay interest on what you use. Funds replenish as you repay, giving you a flexible safety net for payroll, inventory, or unexpected expenses.

Best for: Managing cash-flow gaps Amounts: $5K – $250K Terms: Revolving, 6–24 mo draws
  • Draw only what you need
  • Pay interest on what you use
  • Reusable as you repay
Learn more about Line of Credit

Short-Term Loans

A fast lump sum repaid over a defined period — ideal when you need capital now for a clear, time-bound purpose. Simple, predictable payments and rapid funding make this our most popular product for urgent needs.

Best for: Urgent, one-time needs Amounts: $5K – $500K Terms: 3 – 18 months
  • Same/next-day funding
  • Fixed, predictable payments
  • No prepayment penalties
Learn more about Short-Term Loans

Long-Term Loans

Larger amounts repaid over a longer horizon, designed for substantial investments like expansion, acquisitions, or major equipment. Lower monthly payments give you room to grow without straining cash flow.

Best for: Expansion & big projects Amounts: $25K – $5M Terms: 1 – 5 years
  • Lower monthly payments
  • Competitive fixed rates
  • Build long-term credit
Learn more about Long-Term Loans

Invoice Factoring

Sell your outstanding invoices and receive up to 90% of their value immediately, instead of waiting 30, 60, or 90 days. We collect from your customers, so you get the cash flow without the chasing.

Best for: B2B with slow-paying clients Amounts: Up to 90% of invoices Terms: Per invoice cycle
  • Unlock receivables fast
  • No new debt on the books
  • Scales with your sales
Learn more about Invoice Factoring

Equipment Financing

Finance the machinery, vehicles, or technology your business runs on, using the equipment itself as collateral. Conserve working capital and finance up to 100% of the purchase price.

Best for: Buying machinery & vehicles Amounts: $10K – $2M Terms: 1 – 6 years
  • Up to 100% financing
  • Equipment is the collateral
  • Potential tax advantages
Learn more about Equipment Financing

Merchant Cash Advance

Receive an advance against your future sales and repay it automatically as a small, fixed percentage of your daily card revenue. When sales slow, so do your payments — a natural fit for seasonal businesses.

Best for: High card-volume retailers Amounts: $5K – $500K Terms: Flexible / revenue-based
  • Payments flex with sales
  • Fast approval
  • No fixed monthly amount
Learn more about Merchant Cash Advance

SBA Loans

Government-backed loans offering some of the lowest rates and longest repayment terms available to small businesses. The process is more involved, so our specialists guide you through every document and step.

Best for: Established, qualifying businesses Amounts: $50K – $5M Terms: Up to 25 years
  • Lowest available rates
  • Longest repayment terms
  • Dedicated SBA specialist
Learn more about SBA Loans
Compare at a glance

Find your fit in seconds.

A quick side-by-side of all seven products. Not sure? Our advisors will match you for free.

ProductAmountsTermsSpeedBest for
Line of Credit$5K – $250KRevolving1–2 daysCash-flow gaps
Short-Term Loan$5K – $500K3–18 monthsSame/next dayUrgent needs
Long-Term Loan$25K – $5M1–5 years2–5 daysExpansion
Invoice FactoringUp to 90%Per cycle1–2 daysSlow receivables
Equipment Financing$10K – $2M1–6 years1–3 daysMachinery & vehicles
Merchant Cash Advance$5K – $500KRevenue-basedSame/next dayCard-heavy sales
SBA Loan$50K – $5MUp to 25 years2–4 weeksLowest rates
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Simple from seed to growth

How funding works.

Apply & submit

A 5-minute online application and three months of bank statements. No hard credit check to apply.

Underwrite & approve

We review your real cash flow and present tailored offers within 24–48 hours.

Sign & fund

E-sign your chosen offer and receive funds as soon as the same day.

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