Funding for Restaurants

Renovate, expand, or smooth out seasonal swings with capital that flexes alongside your daily sales.

The challenges

What restaurant businesses are up against.

Restaurants run on tight margins and daily cash flow, where one slow stretch or one big repair can throw off the whole month.

Thin margins

Food, labor, and rent leave little cushion, so timing of cash matters enormously.

Seasonal swings

Tourist seasons, weather, and holidays create uneven, hard-to-predict revenue.

Equipment breakdowns

A failed walk-in or oven is an emergency that can't wait for next week's deposit.

Costly expansion

Renovations and second locations require capital long before they pay off.

By the numbers

How we put capital to work.

$500K
Common funding
Same day
Funding speed
Flexible
Sales-based payback
6+ mo
Time in business

Common uses of funding in restaurant

  • Renovating or refreshing the space
  • Replacing failed kitchen equipment
  • Smoothing seasonal revenue swings
  • Opening a second location
  • Funding a marketing or delivery push
  • Stocking up before a busy season
In their words

Trusted by businesses like yours.

Our walk-in died on a Friday in peak season. Verdant funded a replacement by Monday, and the merchant cash advance flexes with our sales so the slow weeks never sting.

Sofia Bianchi
Owner, Trattoria Bianchi
Eligibility

Do you qualify?

Restaurants are an ideal fit for sales-based funding. Merchant cash advances and short-term loans work well even with seasonal, card-heavy revenue.

  • 6+ months in businessA short operating history is enough for most of our products.
  • $15,000+ monthly revenueConsistent revenue shows capacity to repay.
  • 500+ credit scoreWe work with a wide range — stronger scores unlock better rates.

Funding that moves with your dining room.

Cover repairs, renovations, and slow seasons. Apply in five minutes with no hard credit check.